Privacy Policy
Effective Date: September 14, 2024
Last Updated: September 14, 2026
Khan Home Loan LLC
Company NMLS ID: 2092207
Khan Home Loan LLC (“Khan Home Loan,” “we,” “us,” or “our”) respects your privacy and is committed to protecting personal and financial information.
This Privacy Policy explains how we collect, use, disclose, maintain, and protect information when you visit www.khanhomeloan.com, submit an inquiry, request information about a mortgage product, communicate with us, apply for mortgage financing, or otherwise use our products and services.
This Privacy Policy applies to information collected through our website and, where applicable, through communications and services associated with our mortgage business.
Certain financial information may also be subject to separate privacy notices and protections under the Gramm-Leach-Bliley Act (GLBA), Regulation P, the California Financial Information Privacy Act, and other applicable federal and state laws.
1. Information We May Collect
The information we collect depends on how you interact with Khan Home Loan LLC and the products or services you request.
Personal Identification Information
We may collect information such as:
Full name
Mailing address
Property address
Email address
Telephone or mobile number
Date of birth
Government-issued identification information
Social Security number or taxpayer identification information, where required for a mortgage transaction
Citizenship or residency information where relevant to loan eligibility
Mortgage and Financial Information
When you request, apply for, or obtain a mortgage product or service, we may collect information including:
Income
Employment information
Employer information
Assets
Bank account information
Liabilities and debts
Credit history
Credit scores
Consumer report information
Mortgage and loan information
Property information
Purchase price
Down payment information
Loan amount
Loan purpose
Occupancy information
Payment history
Tax and insurance information
Documentation submitted in connection with a mortgage application
Other information necessary to evaluate, process, underwrite, close, or service a mortgage transaction
We may obtain certain information directly from you or, as permitted by law and with any authorization required, from third parties such as credit reporting agencies, employers, financial institutions, government agencies, service providers, lenders, investors, title companies, appraisal providers, or other participants in a mortgage transaction.
2. Information Collected Automatically
When you visit our website, certain technical information may be collected automatically.
This information may include:
Internet Protocol (IP) address
Browser type and version
Device type
Operating system
Referring website
Pages visited
Date and time of visits
Approximate geographic information derived from an IP address
Website interaction information
Cookie identifiers
Analytics information
Other technical information relating to your interaction with our website
We may use this information to operate, maintain, secure, analyze, and improve our website and services.
3. Cookies and Similar Technologies
Our website may use cookies, pixels, analytics technologies, and similar technologies to support website functionality, remember preferences, measure website performance, understand how visitors interact with our website, and improve our services.
Cookies are small files placed on or associated with your browser or device.
You may be able to control or disable cookies using your browser settings. Disabling certain cookies may affect the functionality or availability of portions of our website.
Our response to browser privacy controls and opt-out preference mechanisms will be handled in accordance with applicable law.
Where applicable law requires recognition of a legally valid browser-based privacy preference or opt-out mechanism, we will process such signals as required by law.
4. How We Use Information
Khan Home Loan LLC may use information for legitimate business and mortgage-related purposes, including:
Responding to Your Requests
We may use your information to:
Respond to questions
Contact you regarding an inquiry
Provide requested mortgage information
Schedule consultations
Provide customer support
Processing Mortgage Transactions
We may use information to:
Evaluate mortgage eligibility
Process mortgage applications
Obtain authorized credit information
Verify income, employment, assets, and other application information
Facilitate underwriting
Coordinate appraisals, title services, and other mortgage-related services
Process, close, fund, or facilitate mortgage transactions
Comply with lender, investor, and regulatory requirements
Improving Our Services
We may use information to:
Improve our website
Analyze website performance
Develop or improve products and services
Understand consumer interest in our mortgage products
Maintain and improve customer service
Security and Fraud Prevention
We may use information to:
Authenticate users
Protect our systems
Detect and prevent fraud
Investigate suspicious activity
Protect consumers and Khan Home Loan LLC
Maintain the confidentiality and security of records
Legal and Regulatory Compliance
We may use information to:
Comply with federal and state mortgage laws
Satisfy licensing and regulatory requirements
Respond to regulatory examinations
Maintain required records
Respond to subpoenas, court orders, or lawful governmental requests
Comply with applicable anti-fraud, identity-verification, reporting, and recordkeeping obligations
5. How We Disclose Information
Khan Home Loan LLC does not disclose personal or nonpublic financial information indiscriminately.
We may disclose information when necessary to provide a product or service requested by you, when you authorize the disclosure, when permitted or required by law, or as otherwise described in an applicable financial privacy notice.
Depending on the transaction, information may be disclosed to categories of parties such as:
Mortgage lenders
Banks and financial institutions
Loan investors
Loan processors
Mortgage service providers
Credit reporting agencies
Verification service providers
Appraisers
Appraisal management companies
Title and escrow companies
Settlement service providers
Insurance providers
Attorneys
Accountants and auditors
Technology providers
Website hosting providers
Customer relationship management providers
Document-management providers
Data-security providers
Compliance providers
Government agencies
Regulators
Law enforcement agencies where legally required
Other parties necessary to process or complete a mortgage transaction
Service providers receiving protected information are expected to use information only for authorized purposes and to protect information in accordance with applicable contractual and legal requirements.
6. Nonpublic Personal Financial Information
As a provider of mortgage-related financial services, Khan Home Loan LLC may collect nonpublic personal information as that term is defined by applicable financial privacy laws.
Nonpublic personal information may include information that:
You provide in connection with obtaining a financial product or service;
Results from a transaction involving a financial product or service; or
Is otherwise obtained in connection with providing a financial product or service.
Khan Home Loan LLC handles nonpublic personal information in accordance with applicable requirements of the Gramm-Leach-Bliley Act, Regulation P, applicable state financial privacy laws, and other applicable requirements.
We disclose nonpublic personal information only as permitted or required by applicable law, pursuant to applicable consumer authorization, or as described in an applicable financial privacy notice.
7. Gramm-Leach-Bliley Act and Regulation P
Federal financial privacy laws may require Khan Home Loan LLC to provide consumers and customers with privacy notices describing our collection and disclosure practices regarding nonpublic personal information.
Where applicable, consumers will be provided with any notices and choices required by the Gramm-Leach-Bliley Act and Regulation P.
Certain disclosures necessary to process, administer, service, or complete a financial transaction may be permitted by law without an opt-out.
Other disclosures may require appropriate notice, consent, or an opportunity to opt out depending on the nature of the information, recipient, transaction, and applicable law.
This website Privacy Policy does not replace any separate financial privacy notice that Khan Home Loan LLC is required to provide to a consumer or customer.
8. California Privacy Information
Khan Home Loan LLC serves consumers in California and handles California consumer information in accordance with applicable California privacy requirements.
California Financial Information Privacy Act
The California Financial Information Privacy Act (CFIPA) provides protections concerning the sharing of nonpublic personal information by covered financial institutions.
Where CFIPA applies, Khan Home Loan LLC will obtain consumer consent before sharing nonpublic personal information with nonaffiliated third parties when consent is required by California law.
Certain disclosures are permitted without separate consent, including disclosures necessary to process or service a transaction requested by the consumer, prevent fraud, comply with legal obligations, perform authorized business services, or otherwise as permitted by law.
California consumers may also have applicable rights concerning the sharing of information with affiliates.
California Online Privacy
California law requires covered commercial websites to describe their online privacy practices.
Our website may automatically collect technical and online activity information through cookies or similar technologies as described in this Privacy Policy.
Browser-based “Do Not Track” technologies do not have a single universally accepted technical standard. Our website may not respond to legacy Do Not Track signals in the same manner across all browsers.
Where California law requires Khan Home Loan LLC to recognize a legally valid privacy preference or opt-out mechanism, we will handle the signal in accordance with applicable law.
Third-party services used on our website, such as analytics or functionality providers, may collect information about your interaction with the website subject to their own privacy practices and our contractual arrangements with them.
California Consumer Privacy Act
Certain personal information handled by financial institutions may be exempt from portions of the California Consumer Privacy Act (CCPA) when that information is collected, processed, sold, or disclosed pursuant to the Gramm-Leach-Bliley Act or the California Financial Information Privacy Act.
To the extent the CCPA applies to Khan Home Loan LLC and to personal information that is not otherwise exempt, California consumers will be provided the rights required by applicable California law.
9. Florida Privacy and Data Security
Khan Home Loan LLC serves consumers in Florida and maintains reasonable measures designed to protect electronic personal information against unauthorized access, disclosure, alteration, or destruction.
Where applicable, Khan Home Loan LLC will handle security incidents and provide notifications concerning qualifying data breaches in accordance with applicable Florida law.
Certain mortgage and financial information may also be governed primarily by federal financial privacy laws, including the Gramm-Leach-Bliley Act and Regulation P.
10. Texas Privacy and Data Security
Khan Home Loan LLC serves consumers in Texas and maintains reasonable procedures designed to protect sensitive personal information from unauthorized access, use, or disclosure.
Where applicable, Khan Home Loan LLC will provide notifications regarding qualifying security breaches in accordance with Texas law.
The Texas Data Privacy and Security Act contains exemptions applicable to certain financial institutions governed by the Gramm-Leach-Bliley Act and to certain information governed by that Act.
Accordingly, the availability of particular Texas privacy rights may depend on the type of information involved and the law governing that information.
11. Credit Reports and Consumer Information
In connection with a mortgage transaction, Khan Home Loan LLC may obtain consumer reports or credit information from consumer reporting agencies where permitted by law and after obtaining any authorization required.
Credit information is used only for permissible purposes related to mortgage products, services, eligibility, underwriting, compliance, fraud prevention, or other legally permitted purposes.
Consumer report information is handled in accordance with applicable requirements of the Fair Credit Reporting Act (FCRA) and other applicable law.
12. Communications, Email, and Text Messages
If you provide your email address or telephone number, Khan Home Loan LLC may use the information to respond to your inquiry and communicate with you regarding requested mortgage products or services.
We may send marketing emails or text messages as permitted by applicable law. Where consent is required by law, we will obtain the required consent before sending such communications.
You may unsubscribe from marketing emails by using the unsubscribe instructions contained in the communication.
For applicable marketing text messages, you may use the opt-out instructions provided with the messages, such as replying STOP, where applicable.
Consent to receive marketing communications is not intended to alter any rights provided to you under applicable law.
Service-related, transactional, regulatory, or legally required communications may still be sent when permitted by law.
13. Data Security
Khan Home Loan LLC uses administrative, technical, and physical safeguards designed to protect personal and customer information against unauthorized access, acquisition, disclosure, alteration, misuse, or destruction.
Security measures may include access controls, authentication measures, secure systems, employee procedures, service-provider controls, data-protection practices, and other safeguards appropriate to the sensitivity of the information.
No website, network, electronic storage system, or method of transmitting information over the Internet can be guaranteed to be completely secure.
Accordingly, although we take reasonable measures to protect information, we cannot guarantee absolute security.
14. Data Retention
We may retain personal information for as long as reasonably necessary to:
Provide requested services
Complete mortgage transactions
Maintain business and transaction records
Meet lender or investor requirements
Comply with mortgage licensing requirements
Comply with federal or state record-retention requirements
Respond to regulatory examinations
Resolve disputes
Detect or prevent fraud
Enforce agreements
Establish, exercise, or defend legal claims
Satisfy other legitimate business or legal obligations
When information is no longer required, it may be securely deleted, destroyed, anonymized, or otherwise handled in accordance with applicable retention policies and law.
15. Third-Party Websites and Services
Our website may contain links to third-party websites, mortgage platforms, service providers, social media platforms, or other online services.
Khan Home Loan LLC does not control the privacy practices, security practices, content, or policies of independently operated third-party websites.
When you leave our website or use a third-party service, information you provide may be governed by that third party’s privacy policy and terms.
We encourage consumers to review the privacy policies of third-party websites before providing personal information.
16. Children’s Privacy
Khan Home Loan LLC’s mortgage products and services are not directed to children under the age of 13.
We do not knowingly collect personal information online from children under 13 for purposes prohibited by applicable law.
If we become aware that personal information from a child under 13 has been collected in circumstances where parental consent was required, we will take appropriate action consistent with applicable law.
17. Your Privacy Choices
Depending on your relationship with Khan Home Loan LLC, the type of information involved, and applicable federal or state law, you may have rights or choices concerning certain uses or disclosures of your information.
These may include, where applicable:
Choosing not to provide optional information;
Managing browser cookie preferences;
Unsubscribing from marketing email communications;
Opting out of applicable marketing text messages;
Exercising applicable financial-information sharing choices;
Requesting information about applicable privacy practices; or
Exercising other rights available under applicable state or federal law.
Financial privacy rights and opt-out procedures may also be described in a separate financial privacy notice provided to you.
18. Information Necessary to Provide Mortgage Services
You are not required to provide personal information merely to browse publicly available areas of our website.
However, certain information is necessary if you want Khan Home Loan LLC to respond to a mortgage inquiry, evaluate mortgage eligibility, process an application, verify information, comply with applicable law, or provide other requested services.
Choosing not to provide information required for a mortgage transaction may prevent us from providing the requested product or service.
19. Changes to This Privacy Policy
Khan Home Loan LLC may update this Privacy Policy periodically to reflect changes in our practices, services, technology, regulatory requirements, or applicable law.
When material changes are made, we will update the “Last Updated” date shown at the top of this page and provide any additional notice required by applicable law.
We encourage visitors to review this Privacy Policy periodically.
20. Contact Us
If you have questions regarding this Privacy Policy, our privacy practices, or information associated with your relationship with Khan Home Loan LLC, please contact us:
Khan Home Loan LLC
NMLS ID: 2092207
17510 Pioneer Blvd, Suite 214
Artesia, CA 90701
Phone: (562) 331-8994
Email: mkhan@khanhomeloan.com
Website: www.khanhomeloan.com
Important Financial Privacy Notice
This website Privacy Policy is intended to explain Khan Home Loan LLC’s general website and information-handling practices.
It does **not replace any privacy notice, opt-out notice, authorization, disclosure, consent, or other document that Khan Home Loan LLC may be required to provide under the Gramm-Leach-Bliley Act, Regulation P, the California Financial Information Privacy Act, mortgage lending laws, or other applicable federal or state requirements.
Khan Home Loan LLC | NMLS #2092207
Equal Housing Opportunity