Florida Mortgage Licensing & Compliance
Khan Home Loan LLC
Company NMLS ID: 2092207
Mohammad Khan
Mortgage Loan Originator
Individual NMLS ID: 1395289
Florida Loan Originator License: LO118543
Regulatory Authority: Florida Office of Financial Regulation (OFR)
Verify Licensing: https://www.nmlsconsumeraccess.org/
Khan Home Loan LLC provides residential mortgage brokerage services to eligible consumers in Florida, subject to applicable licensing requirements, mortgage program guidelines, lender and investor requirements, underwriting standards, and federal and state law.
Mortgage services are offered only where Khan Home Loan LLC and the applicable mortgage loan originator are properly licensed or otherwise legally authorized to conduct business.
1. Florida Regulatory Information
Mortgage loan originators, mortgage brokers, and mortgage lenders conducting regulated mortgage activities in Florida are subject to applicable provisions of Chapter 494, Florida Statutes, and oversight by the Florida Office of Financial Regulation (OFR).
Florida maintains separate licensing requirements for mortgage brokerage companies and individual mortgage loan originators.
Consumers are encouraged to verify the current licensing status of Khan Home Loan LLC and its mortgage loan originators through the following official resources:
Florida Office of Financial Regulation (OFR)
https://flofr.gov/
NMLS Consumer Access
https://www.nmlsconsumeraccess.org/
A company NMLS identifier does not, by itself, establish that the company holds an active license for a particular state or activity.
2. Florida Mortgage Advertising Disclosure
All mortgage programs, loan features, interest rates, annual percentage rates (APRs), fees, discount points, estimated payments, and other financing terms advertised or discussed on this website are subject to applicable qualifications and restrictions.
Availability of any mortgage program depends on borrower eligibility, property qualifications, participating lender requirements, and applicable law.
Descriptions of financing options, including low-down-payment, zero-down-payment, flexible-credit, alternative-income-documentation, or other specialized mortgage programs, are not representations that financing is available without restrictions.
Material limitations may include minimum down payments, credit qualifications, additional interest charges or discount points, loan amount restrictions, documentation requirements, and other underwriting conditions.
Advertised interest rates may change and may not be available at the time of loan commitment or closing.
Khan Home Loan LLC does not guarantee the lowest mortgage rate, approval of every application, a specific monthly payment, or closing within a particular timeframe.
Any advertisement stating specific interest rates, payments, or other credit terms is subject to additional disclosure requirements under applicable federal and Florida mortgage advertising laws.
3. Mortgage Qualification & Program Availability
Mortgage qualification is based on applicable lender and mortgage program requirements.
Eligibility factors may include:
Credit history and credit score
Income and employment verification
Assets and cash reserves
Existing debts and financial obligations
Debt-to-income ratio
Loan-to-value ratio
Down payment and closing funds
Property type, condition, and occupancy
Loan amount and financing purpose
Required financial documentation
Lender and investor guidelines
Applicable state and federal laws
Not all applicants or properties will qualify for every advertised mortgage program.
Loan availability may vary depending on the applicant’s circumstances, property eligibility, and participating lender requirements.
4. Low-Down-Payment & Specialized Mortgage Programs
Khan Home Loan LLC may assist qualified borrowers in exploring mortgage financing programs offered by participating lenders.
Depending on availability and eligibility, options may include conventional, FHA, VA, USDA, jumbo, non-qualified mortgage (Non-QM), bank-statement, and investment-property financing.
Certain programs may offer reduced down-payment requirements or alternative approaches to income documentation.
However, these programs are subject to specific requirements and may involve additional costs, restrictions, or underwriting conditions.
Zero-down-payment financing is available only to borrowers and properties that satisfy the requirements of an eligible program.
Reduced-documentation programs do not eliminate applicable verification, underwriting, fraud-prevention, or legal obligations.
Khan Home Loan LLC is a private mortgage brokerage company and is not affiliated with, sponsored by, or endorsed by a government agency solely because it discusses government-backed mortgage programs.
5. Equal Housing Opportunity & Fair Lending
Khan Home Loan LLC supports Equal Housing Opportunity and is committed to fair and responsible mortgage practices.
Mortgage-related services are offered without unlawful discrimination based on race, color, religion, national origin, sex, familial status, disability, or any other characteristic protected under applicable fair-housing laws.
Applicable equal-credit-opportunity laws provide additional protections in credit transactions, including protections relating to marital status, age, public assistance income, and the exercise of certain consumer protection rights.
Khan Home Loan LLC is committed to complying with applicable federal and Florida fair-lending and fair-housing requirements.
6. Pre-Qualification, Pre-Approval & Final Loan Approval
A mortgage inquiry, initial consultation, preliminary rate quote, or pre-qualification does not constitute final loan approval or a commitment to lend.
A mortgage pre-approval, where offered, may be conditional and subject to applicable requirements.
Final loan approval may require:
A completed mortgage application
Verification of identity
Credit review, where authorized
Employment and income verification
Asset and liability documentation
Property appraisal or valuation, when applicable
Title and insurance requirements
Underwriting approval
Satisfaction of all applicable lender and mortgage program conditions
Loan processing and closing timelines depend on the specific transaction, documentation, underwriting, and other relevant conditions.
No mortgage approval, interest rate, loan amount, or closing date is guaranteed.
7. Federal Mortgage Compliance
Mortgage-related activities may also be governed by applicable federal consumer protection and lending laws, including:
Truth in Lending Act (TILA) / Regulation Z
Establishes requirements concerning consumer credit disclosures, mortgage advertising, APRs, finance charges, and other credit terms.
Real Estate Settlement Procedures Act (RESPA) / Regulation X
Regulates covered residential mortgage settlement practices and prohibits certain kickbacks and unearned fees.
Equal Credit Opportunity Act (ECOA) / Regulation B
Prohibits unlawful discrimination in credit transactions and establishes certain application and notification requirements.
SAFE Mortgage Licensing Act
Establishes mortgage loan originator licensing and registration requirements.
Fair Credit Reporting Act (FCRA)
Regulates permissible access to and handling of consumer reporting information.
Fair Housing Act
Prohibits unlawful discrimination in covered residential real estate-related transactions.
Gramm-Leach-Bliley Act (GLBA)
Establishes applicable consumer financial privacy and information-security requirements.
These laws apply according to the circumstances of the activity and transaction.
8. Consumer Privacy & Information Security
Khan Home Loan LLC recognizes the importance of protecting consumer personal and financial information.
Information collected through mortgage inquiries, applications, and related services is handled subject to applicable federal and state financial privacy and information-security requirements.
Personal and nonpublic financial information may be shared with authorized lenders, service providers, regulatory authorities, or other parties when permitted or required by applicable law.
For additional details regarding information collection, use, disclosure, and applicable consumer privacy choices, please review our:
Any separately required financial privacy notices will be provided as applicable.
9. Florida Consumer Assistance & Regulatory Resources
Consumers who wish to verify mortgage licensing or obtain information about regulated mortgage activities may contact:
Florida Office of Financial Regulation (OFR)
Website: https://flofr.gov/
NMLS Consumer Access
Website: https://www.nmlsconsumeraccess.org/
Consumers may also contact the appropriate regulatory agency regarding concerns about mortgage licensing or regulated mortgage-related conduct.
10. Important Mortgage & Website Disclosure
Information provided on this website is intended for general informational purposes and does not constitute an offer of credit, guaranteed financing, final approval, or a binding commitment to lend.
Mortgage programs, interest rates, annual percentage rates, discount points, fees, estimated payments, underwriting requirements, and other financing terms may change.
Actual loan terms depend on borrower qualifications, property eligibility, applicable loan program guidelines, market conditions, and lender requirements.
Khan Home Loan LLC does not guarantee that every applicant will qualify for a particular mortgage product, financing amount, interest rate, monthly payment, or closing schedule.
Services are offered only in jurisdictions where Khan Home Loan LLC and the applicable mortgage loan originator are properly licensed or otherwise authorized.
Consumers should carefully review all applicable mortgage disclosures and loan documents before making a financing decision.
11. Contact Khan Home Loan LLC
For mortgage inquiries, company information, or licensing questions, please contact:
Khan Home Loan LLC
Company NMLS ID: 2092207
Mortgage Loan Originator: Mohammad Khan
Individual NMLS ID: 1395289
Office Address:
17510 Pioneer Blvd, Suite 214
Artesia, CA 90701
Phone: (562) 331-8994
Email: mkhan@khanhomeloan.com
Website: https://www.khanhomeloan.com/
Khan Home Loan LLC | Company NMLS #2092207
Mohammad Khan | Individual NMLS #1395289
Equal Housing Opportunity